Russian Auto Loan Market Shifting: Unit Sales Drop 17% while Ruble Volume Rises 11% in January 2026

2026-02-08T21:22:29+03:00

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Russian Auto Loan Market Shifting: Unit Sales Drop 17% while Ruble Volume Rises 11% in January 2026

According to new data from Autostat, the Russian auto loan market is undergoing a significant structural transformation. In January 2026, the number of issued loans fell by 17% year-on-year, yet the total market value in rubles increased by 11%. Analysts at Mondiara highlight that this divergence points to a sharp rise in vehicle prices and a shift in market segmentation toward premium and higher-priced segments. While higher interest rates are cooling the quantity of loans, the increasing cost of car ownership and maintenance continues to drive up the average ticket size, creating a complex landscape for banking and automotive sector investors. Let’s Build the Future: 📩 Contact for Investors: i@mondiara.ru 🌐 Explore more: [mondiara.com](https://mondiara.com)

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